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    Refund Policy

    This Refund Policy explains when JWorld Times may issue refunds, how cancellations work, and how manual or disputed payments are reviewed.

    Last updated: May 6, 2026

    1. General Rule

    Unless a plan, campaign, or law requires otherwise, subscription purchases are generally non-refundable once access has been granted. For manual-payment plans, access is considered granted only after JWorld Times approves the payment proof and activates the subscription.

    2. Situations Where a Refund May Be Considered

    • Duplicate charges for the same subscription period.
    • Accidental overpayment confirmed by JWorld Times records.
    • A verified payment was taken but access was never provisioned and JWorld Times could not reasonably resolve the issue.
    • A cancellation or payment issue where refund rights are required by applicable consumer law.

    3. Situations Where a Refund Is Usually Not Available

    • You changed your mind after JWorld Times already activated the subscription for the paid term.
    • You did not use the subscription during the active term.
    • Your access was suspended for terms or abuse violations.

    4. Cancellations

    If JWorld Times later introduces a recurring billing plan, cancelling that plan would stop future charges from that billing model. For the current manual-review checkout flow, a purchase does not itself create a recurring auto-renew commitment unless checkout explicitly says so.

    5. Manual Bank and Verification Payments

    For bank transfer or manually verified payments, activation and refund review may take longer because JWorld Times may need to confirm transaction evidence before approving access or reversing a payment record.

    6. Request Process

    Refund requests should include the account email, payment date, amount, payment method, transaction or proof reference if available, and a clear explanation of the issue so JWorld Times can review the request efficiently.

    7. Processing Time

    If a refund is approved, processing time depends on the original payment method, financial institution, and verification status of the transaction.

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